You'll also get a free copy of your credit report -- test it and stay involved with the credit bureaus until they appropriate any fraudulent charges or accounts you discover there. Bank card companies restrict your liability on fraudulent purchases, and you can dispute false prices. A financial savings account that has no checks issued and is not linked to any debit card will be a lot more durable for a thief to realize entry to. If you keep a large amount of money in your principal checking account, then all that cash is weak if somebody steals your debit card or writes checks in your identify. While you ship mail, use secure, opaque envelopes so no one can learn account numbers or spot checks simply by holding them up to the sunshine. Only use ATMs in secure, properly-lit locations, and do not use the machine if somebody is standing too shut or wanting over your shoulder.

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