You'll also get a free copy of your credit score report -- verify it and keep in contact with the credit score bureaus until they right any fraudulent costs or accounts you discover there. Bank card companies limit your liability on fraudulent purchases, and you may dispute false charges. A savings account that has no checks issued and is not linked to any debit card will be much tougher for a thief to gain entry to. If you keep a big sum of money in your important checking account, then all that cash is vulnerable if someone steals your debit card or writes checks in your name. When you send mail, use safe, opaque envelopes so nobody can learn account numbers or spot checks simply by holding them up to the sunshine. Only use ATMs in secure, effectively-lit areas, and do not use the machine if someone is standing too close or wanting over your shoulder.

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